Payment Gateway Africa Blog: Local Payments in Seven African Markets
Operational guides for merchants, platform operators and developers working in Kenya, Egypt, Ethiopia, Senegal, Tunisia, Mali and Guinea. Each article explains how a payment method or flow behaves, so your team can plan integration, testing and reconciliation before you go live.
Featured Guide
Start with our overview of how wallet payments work at checkout. It covers how a customer confirms a charge on their phone, how the result reaches your backend, and how methods differ across the markets we serve.
How a mobile money payment gateway works across Africa explains push confirmation and in-app approval. It also covers which methods are available in each country and how postbacks deliver the payment status to your system.
For the full method list in one place, see our mobile money payment gateway page. It includes a method-by-country matrix.
Latest Articles
Accepting payments in Senegal: what the customer sees when a payment request reaches their phone, how to handle pending and failed states, and what to verify before going live in XOF.
What an African payment gateway offers: how the Hosted Payment Page and API integration routes differ in what they ask of your team, where the payment page sits in the customer journey, and why both connect to one gateway instead of being separate products.
Pay-ins, payouts and settlement in Ethiopia: why each operation should be tracked separately, how settlement is dispatched on the transaction day (T+0) while bank posting times vary, and when payouts are available for a given method and project.
What We Write About
Our articles stay with the methods we support. These include M-Pesa in Kenya, and CBE Birr and M-Pesa in Ethiopia. In Egypt, we cover wallet payments by phone number. In Senegal, Mali and Guinea, we cover Wave, Orange Money and Moov Money where each applies. In Tunisia, we cover D17 and Flouci.
We also explain what happens once the customer has paid: status notifications to your backend, reconciliation and reporting. Merchant settlement is dispatched on the transaction day (T+0), and the time funds appear in your account depends on your bank. Customer payouts are covered wherever the method and project support them.
Each guide is written by Payment Gateway Africa Editorial. It describes how the product works, not market forecasts. If an article mentions a regulator or currency, the details reflect the official source for that market.
Go From Reading to Planning
If you already know your target markets, compare the currency and local methods for each one on our country directory. Each country card links to a full market page.
To see how we handle collections and settlement across the region, visit the Payment Gateway Africa African payment gateway overview. When you are ready to set up a test project, the onboarding steps are on the get started page.
Frequently Asked Questions
Who are these articles written for?
They are written for merchants, platform operators and developers planning payments in our seven markets. Most guides are useful to both commercial and engineering teams.
Do the articles cover countries outside the seven markets?
No. We write only about Kenya, Egypt, Ethiopia, Senegal, Tunisia, Mali and Guinea, and the methods confirmed for each.
Where can I find technical integration details?
The articles give context. Concrete steps, conceptual examples and status handling are in our documentation. The full API reference and credentials are provided after merchant onboarding.