Countries and Local Payment Methods
Payment Gateway Africa covers seven African markets through one merchant connection. Each card below shows the country code, local currency and the local methods confirmed for that route, with a link to the full country page.
Seven Markets on a Single Integration
Every market listed here runs on the same African payment gateway setup. You connect once, then request the countries and methods your project needs. The operations available in each market are pay-ins, payouts where available for the method and project, and settlement.
Most routes rely on mobile wallets. For a method-by-method view of how these wallets behave at checkout, see the mobile money payment gateway overview.
Markets are grouped by region below: East Africa (KE, ET), North Africa (EG, TN) and West Africa (SN, ML, GN).
East Africa: Kenya and Ethiopia
KE · KES · Kenya. Method: M-Pesa. M-Pesa is a widely used mobile wallet in Kenya and fits mobile-first checkouts. Full details are on the Kenya payment page.
ET · ETB · Ethiopia. Methods: CBE Birr, M-Pesa (Ethiopia) and local transfers. This route combines wallet and local transfer options for birr collections. Full details are on the Ethiopia payment page.
North Africa: Egypt and Tunisia
EG · EGP · Egypt. Method: mobile wallet payments by phone number. Customers pay from a wallet tied to their mobile number. Full details are on the Egypt payment page.
TN · TND · Tunisia. Methods: D17 and Flouci. Both are local digital wallets used for dinar payments to merchants. Full details are on the Tunisia payment page.
West Africa: Senegal, Mali and Guinea
SN · XOF · Senegal. Methods: Wave and Orange Money. Both wallets are available through a single Payment Gateway Africa connection. Full details are on the Senegal payment page.
ML · XOF · Mali. Methods: Wave, Orange Money and Moov Money. Mali has the widest wallet choice among the West African routes. Full details are on the Mali payment page.
GN · GNF · Guinea. Method: Orange Money. Collections in Guinean francs run through a single wallet. Full details are on the Guinea payment page.
Terms That Apply Across Every Country
Payment Gateway Africa dispatches merchant settlements on the day of the transaction (T+0). This describes only when funds leave us. Arrival in your account depends on the receiving bank's posting times.
Merchants already working with us can switch on additional supported payment methods without any connection surcharge, and your connection price stays the same however many methods you enable. For existing clients, an already supported method can often be activated within one day.
You can connect through a Hosted Payment Page or a direct H2H API, as described in the integration guide. Payment statuses reach your backend through postbacks and webhooks. Quotes depend on your markets and methods. See how pricing is structured, or open a merchant application when you are ready.
Not Listed? Talk to Us
If your target market is not on this page, Payment Gateway Africa does not currently offer a route there. Tell us where your customers are and which methods they use, and we will reply with what is possible today. Contact the Payment Gateway Africa team to start the conversation.
Frequently Asked Questions
Can I use several countries on one account?
Yes. All seven markets run on the same connection, and the countries and methods available to your project are confirmed during onboarding.
Are card payments part of these country routes?
No. These routes are built around the local methods shown on each card, mostly mobile wallets.
Are payouts available in every country?
Payouts are offered where available for the method and project. Your onboarding team confirms what applies to your setup.
Does Guinea here mean the Republic of Guinea?
Yes. The route covers Guinea (GN), with collections in Guinean francs (GNF) through Orange Money.